It’s a comforting thought, that living together automatically gives your partner the same rights as a spouse. Unfortunately, it’s a myth. In fact, the law doesn’t recognise unmarried partners who live together when it comes to inheritance.

If you die without a valid will, your estate is distributed under the intestacy rules.

These rules only cover married couples, civil partners and certain relatives. They do not provide for unmarried partners, no matter how long you’ve lived together. That means your partner could legally inherit nothing.

This can lead to heartbreaking situations. Imagine sharing a home for years, only for the surviving partner to face losing it because their name isn’t on the deeds or building a life together, only for distant relatives to inherit while your partner is left unprotected. Even when children are involved, the estate may go directly to them rather than your partner.

The reality is simple, “common law marriage” does not exist in English law.

Cohabiting couples only have very limited legal rights and those rights do not extend to inheritance.

The good news is that it’s easy to put things right. Making a will ensures that your partner is recognised and provided for in the way you choose. At FSM, we make this process straightforward and supportive. Our team will listen to your wishes, explain all your options and prepare a will that gives you complete peace of mind.

With a valid will in place, you’re in control. You decide who inherits what, you can provide for children and stepchildren and you can make sure your partner is properly protected. It removes uncertainty, avoids disputes and offers security for the people who matter most.

So let’s put this myth to bed. Even if you do live together, only a legally valid will gives your partner the protection they deserve.

If you’re cohabiting and haven’t yet made a will, now is the perfect time. Contact us today and let us help you safeguard your future together.