Our *fees cover all of the work required to complete the mortgage or re‑mortgage of your residential property. Below is a breakdown of the fees and **disbursements involved.

Legal fees £800.00 + VAT

In addition to this fee, the following will also be payable:

• Matter assessment £40.00 + VAT.
• Electronic money transfer fee £40.00 + VAT.
• Land Registry copy documents usually £7.00 + VAT.
• Priority searches – Land Registry priority search usually £7.00 + VAT. Bankruptcy and/or full land charges search £6.00 + VAT.
• HM Land Registry fee £20.00 – £250.00 (visit the Land Registry website for further details).
• No search title insurance £20.00 – £40.00 (some lenders do not accept this, so additional fees would be required for local searches).

VAT is payable on all “+VAT” items above at the current rate of 20%.

*Our fee assumes that:

• This is a standard transaction and that no unforeseen matters arise (for example, the property is not registered under the names of the borrowers or the transaction involves the consolidation of several loans).
• The transaction is concluded in a timely manner.
• All parties to the transaction are co‑operative and there is no unreasonable delay from third parties providing documentation.
• The property is owner occupied.

*Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of these disbursements on your behalf to ensure a smoother process.