Pre-marital agreements, often called pre-nuptial agreements, are becoming more and more popular, and are not just for couples marrying for the second time or where there is a lot of wealth. An agreement of this kind is now usually legally binding as long as the court believes it to be fair to all concerned.
Having a discussion with your fiancé about what would happen to your respective assets in the event of marriage breakdown may feel uncomfortable and seem cynical, but making an agreement at this stage can prove extremely beneficial at a later, emotionally charged time. It can provide clarity and certainty about your rights and obligations during the course of the relationship and if it ends.
It is sensible for all couples with even moderate wealth to at least consider taking preliminary advice on whether or not to have a pre-marital agreement drawn up, both for a first or subsequent marriage.